TW TourWallet Travel trust OS

Trust infrastructure for travel commerce

TourWallet

Verified agencies, protected travel payments, milestone settlement, financing, rewards, savings, and dispute protection in one cPanel-ready webapp.

The core purpose

TourWallet is not another OTA. It is the trust and settlement layer between travelers, verified agencies, suppliers, and regulated partners.

1

Traveler pays safely

Instead of blindly transferring lakhs to a travel agent, the traveler pays through a protected TourWallet booking flow.

2

Agency proves delivery

PNR, hotel voucher, visa file, invoice, transfer sheet, and supplier proof are uploaded into an evidence locker.

3

Money releases by milestone

Supplier cost, agent margin, reserve, fee, refund, and tax entries are tracked component by component.

4

Disputes stay auditable

Customer disputes, chargeback evidence, refund decisions, and amendment history remain in one timeline.

Complete V1 ecosystem

Everything a TourWallet member gets

Traveler Membership

  • Protected travel payment links
  • Verified agency booking shield
  • Live booking proof dashboard
  • WhatsApp approval and dispute flow
  • Travel Now Pay Later eligibility
  • Group split payments and travel kitty
  • Gold-to-Globe savings goals
  • TourWallet Coins, locked deals, price challenge
  • Travel document vault and emergency dispute button

Agency Membership

  • GST, PAN, GMB, website, office and association verification
  • Verified agency badge and public trust score
  • Protected payment link generator
  • Milestone quote builder
  • Supplier-direct payouts and agent margin hold
  • Proof upload and AI proof-audit queue
  • Dispute SLA dashboard and chargeback evidence pack
  • TCS/LRS calculator-ready ledger
  • Exclusive deal submission and subscription tiering

Supplier / DMC Node

  • Verified supplier payout profile
  • Inventory, vehicle, guide, room and service proof uploads
  • Direct milestone payouts from protected booking flows
  • Partial release by service component
  • Supplier trust score and reconciliation ledger

Investor-ready USP buckets

Trust, payment protection, financing, rewards, savings and risk controls are built into the same operating system.

Trust

Verified agencies, random flash audits, association checks, GMB review, and trust score.

Protection

Milestone ledger, hold/release records, refund routing, amendment tracking, and dispute locks.

Financing

TNPL forms, PAN consent pre-check, NBFC adapter mode, gold-loan placeholder, and KFS reminder.

Savings

UPI AutoPay-ready travel kitty, family pool, honeymoon registry, Gold-to-Globe, and maturity bonus.

Rewards

TourWallet Coins, timely EMI rewards, referrals, exclusive locked deals, and price guarantee workflow.

Risk

Fake PDF review queue, PNR/voucher checks, evidence vault, chargeback pack, and provider mode controls.

Compliance posture

Regulated money, lending, gold, insurance and card features are activated through licensed partners.

TourWallet manages the workflow, verification, evidence, UX, ledger and admin operations. Production activation requires provider credentials and legal approval for the chosen flow.

Start V1